Personal Finance

Your school days were meant to be the very best days of your life, filled with fun, laughter, friendship… Oh, and a few lessons too! But how many of us can honestly remember learning about issues that would affect us in the real world?

Many people today are concerned about the volatile housing market and their ability to find affordable housing in Australia. The good news is that the government has put several programs into place that provide many affordable housing options.

Many people waste money each month on unnecessary bank and credit card fees and charges. Typically, these are small charges here and there, but overtime they can add up to a lot of extra expenses.

Energy costs continue to rise across Australia, with the Australia Bureau of Statistics reporting that electricity prices are up 72 percent, and other energy prices up by 45 percent.

With the way modern finances work, it’s becoming incredibly difficult to go through life without owning and using a credit card. In fact, many experts argue that for anyone looking to make large purchases or manage their finances in an intelligent and safe manner, a credit card is indispensable. However, …

Buying a brand new car gives a certain thrill, but it may not always be the most financial sound decision. A new car depreciates in value by as much as 40% during its first year on the road, with a whopping 20% coming off the second it drives off the …

Without the proper planning, you can run through the money in your inheritance in as little as two years. Legacy Partners Financial Group President Jason Flurry sees this happen often enough to unprepared heirs.

Trust funds may seem as the province of the wealthy in the modern world, but establishing one comes with a lot of benefits, regardless of your financial status. Essentially, they are financial tools that are set up for persons, organizations and charities, and they allow them to set provisions on …

Having a bad credit score may make you look like a risk to any moneylender. Living in the moment is not an option. In the future, your financial situation may be different and you may want to borrow for a home, holiday or car. Having a bad credit rating now …

According to a top sellers’ report from July 2013, realestate.com.au ranks South Australia and Victoria as two of the regions in highest demand. The following five suburbs from around the country were at the top of the list, according to buyer interest.