Personal Finance

Your new married life doesn’t just mean the merging of two households, but also the merging of two financial backgrounds. Although you may have already been living with your spouse and sharing finances, now that you are married there are a few finances that are very important to have as …

The dollar amount of your debt doesn’t necessarily mean that you are in trouble or that your debt is out of control. There are many people who have high debt and high incomes which allow them to service their debt easily and with complete financial control.

You’ve had a bad day. First, your car refused to start this morning. Then you got a call from your son’s school saying he had fallen off a slide and fractured his arm. Car repairs, a hospital bill, groceries, monthly rent – how will you ever manage to get by …

Spring isn’t just the season for cleaning out your cupboards, it’s also a great time to dust off your credit card statements and deal with your debts. Here is a simple guide to ditching debt in 2013.

There are several different ways that you can finance your car, and there are a number of pros and cons about each of them. Choosing the right type for you is very important so take your time and use this helpful guide to make the most informed decision possible. Whatever …

We do many things online these days, even our banking. If you want to find a lender then it can also be tempting to look online for this. It can be a good idea to look at the online loans available, but you need

Generally those who are on Centrelink need to be extra vigilant with their personal finances, especially when it comes to loans. When collecting government benefits or being on a low fixed income, money can be tight and hard to come by. The temptation to borrow money from willing lenders at …

There are lots of ways to reduce your energy consumption and make your home energy efficient, but just as important is the elimination of home energy waste. It is all very well to have an energy efficient home, but what is the use in having those new windows put in …

There are times when it literally pays to have important family records safe and within easy reach. Natural disasters such as flooding, fires, storms and power outages can destroy unprotected documents. Then there are also deliberate events such as theft.

Kid’s birthday party is a thrilling and fun moment. There are many things to get done beginning with the theme, guest list, decorations just to name a few. While this is all an exciting moment, it requires a lot of money.