What to do if you owe Centrelink money
Help With Debt

You Owe Centrelink Money: Now What?

The Australian Government offers help to unemployed and low-income families through the Centrelink Program. The agency links with other government agencies and local organizations to help provide financial resources and education for those in need. Additionally, families may qualify for family tax benefits, concession cards and rent assistance. Although the …

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Help With DebtPersonal Finance

Is a Formal Debt Agreement the Right Option for You

According to the recent statistics, debt agreements have increased significantly over the last year. This means that more Australians are seeing a formal debt agreement as their only solution to getting themselves out of debt.

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credit card debt
Help With DebtPersonal Finance

Top tips to help pay off credit card debt

One of the challenges for new investors when they start to build wealth is the looming mountain of credit card debt built up through years. The following practical tips will help you pay off the high interest credit card debt and get ready for your investment.         …

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debt
Help With DebtPersonal Finance

8 Best Ways to Avoid Drowning in Credit Card Debt

Anyone who has a credit card, risks carrying too much credit card debt. You don’t want to get overwhelmed with credit card debt because it can be extremely difficult to repay. So, as you use your credit cards, keep these tips in mind to avoid drowning in debt.

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are you in debt
Help With DebtPersonal Finance

Small signs that indicate your debt is getting out of control

The dollar amount of your debt doesn’t necessarily mean that you are in trouble or that your debt is out of control. There are many people who have high debt and high incomes which allow them to service their debt easily and with complete financial control.

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low income loans
Help With DebtPersonal Finance

Low Income Loan Options

The Australian Government has put in place some measures meant to alleviate the misery of its people, who are affected by the global economic slowdown. If you have good credit and a steady job, banks will be happy to give you a loan. For those that are not in this …

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getting out od debt
Help With DebtPersonal Finance

Getting a Debt Do Over

Debt has a tricky way of sneaking up on people as its development in the form of easy credit is planned out and delivered in such an inviting manner. Regardless of income or background, there are easy funding opportunities everywhere and for just about anyone. Payday loans, general personal loans, …

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credit
Help With DebtPersonal FinanceUncategorised

Boosting Credit Score

Like it or not, your credit score – that invisible number dictating your creditworthiness – will follow you through the course of your adult life. This score is a way for institutions to determine how responsible you are with your money, and how much you can be trusted with their …

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credit card
Help With Debt

5 CREDIT CARD MISTAKES YOU’RE MAKING

15.85 million credit card accounts are currently in use in Australia and consumers have racked up a staggering $49.5billion in credit card debt. Aussies are paying hundreds of thousands of dollars each year in unnecessary charges due to mistakes they’re making with credit cards. Consumers are being urged to use …

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electricity bill reduction
Help With DebtIncome ManagementLifestyle

Comparison Sites Save Money on Electric Bills

Due to the surprisingly high increases in electricity costs, many Australian citizens are unable to afford to pay their utility bills. According to The Independent Pricing and Regulatory Tribunal and the Essential Services Commission (ESC), thousands of households are having their electricity disconnected for failure to pay. With the cost …

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