Personal Finance

Applying for a loan when unemployed can put the applicant in a worse position beyond being declined, especially if they have neutral to good credit. In most cases lenders won’t even look at an application of an individual who does not have employment, those that do will have a difficult …

Been refused by the banks? Frustrated with the lack of cash loan options? If you are in need of some quick cash, a microloan is just for you! Fast approval, flexible terms, poor credit acceptance & apply online Microloans are a great way to receive cash quickly for financial emergencies. …

How much is your family spending each month on food items? If you cannot answer that question with reasonable certainty, then chances are you are spending more than you have to. By following a few simple rules and family budgeting techniques, you can save up to 50 percent on costs …

It’s now the Holiday season and Christmas is rapidly approaching. If you haven’t already budgeted for your holiday spending for things like presents, travel, food among other things. There are simple things you can do to find extra cash to help get you through the Christmas season. The holiday season …

StepUp loans are an incredible loan product provided through the partnership of the NAB and Good Shepard Microfinance. It is an initiative that provides a funding option for people or families who are in need of a cash injection and are on a low income. It is a unsecure personal …

At the beginning of 2012, the Reserve Bank of Australia published new figures on credit card debt amongst consumers. According the to the new figures credit card debt is at an all time high of over 50 billion dollars. The average debt each Australian citizen is carrying around is about …

People dealing with debt already know the basics of maintaining their credit scores. Some common suggestions include not delaying payments, avoiding tax liens, foreclosures, and bankruptcies. However, there is a lot more you should know about your credit scores. Have a look at the following most surprising things that can …

Payday loans are becoming increasingly popular in Australia and different service providers are popping up all over the country. These short term loans are often presented to the public under various aliases as they have received a bad rep from the media in the past. This is mostly due to …

If you have applied for multiple loans and been declined and are in need of immediate cash but don’t want to further impact your credit rating with more credit checks, there are options. Having an impaired or bad credit rating already puts one at a disadvantage when trying to apply …

Getting into credit card debt is easy. With low minimal repayments and high credit limits, incremental purchases on clothes, holidays, restaurants, etc. can easily put a person into the negative. If you have found yourself in a position where you have maxed out your credit card or credit cards and …