Help With Debt

If you are in debt, at some point you will have to make a decision which will ultimately change your financial situation. If you are in debt, reviewing and learning about the different debt reduction strategies is essential in understanding which option will be best for you in paying down …

Applying for a loan when unemployed can put the applicant in a worse position beyond being declined, especially if they have neutral to good credit. In most cases lenders won’t even look at an application of an individual who does not have employment, those that do will have a difficult …

Getting into credit card debt is easy. With low minimal repayments and high credit limits, incremental purchases on clothes, holidays, restaurants, etc. can easily put a person into the negative. If you have found yourself in a position where you have maxed out your credit card or credit cards and …

If you have ever done research or read books on personal finance, chances are you have heard of the terms good debt and bad debt come up. One of the big questions you may have is, “What is the difference? Debt is debt right?” While there are various definitions and …

There are literally thousands of ways to save money. Advice and tips may range from practical easy to implement ideas to extreme penny pinching practices. Hands down, the first and best place to start for any type of money saving strategy is with creating a true budget that reflects all …

If you are in serious debt and have explored all your potential relief options, with no qualifying success, declaring bankruptcy might be your best option. Understand that bankruptcy does have serious consequences, but sometimes these drawbacks outweigh current stress and debt issues. At a certain point in time, paddling up …

One of the quickest ways to save money on interest and get out of debt faster, is through a debt consolidation. Using a debt consolidation calculator, you can quickly establish how much you will save in interest repayments and what your new monthly repayment figure will be. Often times your …

With thousands of Australians finding it increasingly difficult to cope with spiraling living expenses, more and more people are exploring the options of debt consolidation and budgeting in a bid to control their finances. One in five Australians are struggling with their credit card debts and spending thousands of dollars …

With the rising cost of living in Australia and around the globe, pensioners are really starting to feel the pinch. In a time when seniors should be enjoying their golden years, they are finding themselves going back to work and having to stress about finances. With increases to bills and …

In today’s busy lifestyle and fragile financial economy, it is more important now than ever in getting on top of your finances. With the everyday pressures of work, bills and family obligations, it is easy to lose sight of your finances and slowly fall into serious debt. It’s even easier …